Q&A Bookkeeping for Photographers: What You Should Be Doing All Year with Lowden Ledger 🇨🇦

In this episode, I’m sitting down with Twila Lowden of Lowden Ledger to break down the money side of photography in a way that actually makes sense. We’re answering the real questions photographers ask all the time but don’t always get clear answers to — from bookkeeping vs accounting, to GST/HST, to how you’re supposed to stay organized throughout the year instead of panicking at tax time. This episode is especially helpful for Canadian photographers, but the foundations apply to any creative business owner who wants more clarity around their numbers and fewer surprises. In this episode, we cover: • The difference between a bookkeeper and an accountant (and why you probably need both) • What bookkeeping actually is and what you should be doing month to month • The best software for tracking your business finances • Cash vs accrual and why most photographers don’t need to overcomplicate it • When it makes sense to incorporate vs stay a sole proprietor • How much to set aside for income tax and GST/HST • Common deductions photographers miss (subscriptions, mileage, home office, and more) • How vehicle expenses actually work and why mileage tracking matters • Whether you need to keep physical receipts or if digital is enough • What to do if you’re outgrowing DIY finances but not ready to fully outsource yet If you’ve ever felt unsure about your numbers, avoided your finances, or wondered what you’re supposed to be doing before tax season, this episode will give you clarity and a clear next step. You can find Twila and learn more about her services at lowdenledger.com and on Instagram @lowdenledger. If this episode helped you, save it, share it with another photographer, or send it to the friend who always stresses about taxes.